About Us
We can help you Retire Comfortably
Do you know exactly how much money it is going to take for you to be able to retire comfortably and to stay comfortably retired? If your answer is “no”, would you like us to help you figure out how much money you need to retire comfortably, understanding that there would be no cost to you in doing so and no obligation?
Our Clients
Many of our clients have worked twenty to thirty years, sometimes two or three jobs, to get where they are today. They want to enjoy their retirement. To be retired comfortably and happy, they want to be able to go out to eat, do some traveling and also spend time with their friends and family.
We Understand
Deciding when and how you will retire is one of the most important financial decisions you will ever make. How to retire comfortably and happy is also one of the most confusing choices of your life. There are no do-overs or second chances in retirement. Our number one priority is to help you secure a lifetime of income that you cannot outlive.
Your two doors:
You are going to go through one of two doors:
- Door #1: Through this door, in retirement, the income outlives you. Through this door, you can maintain your dignity and independence.
- Door #2: Through this door, in retirement, you outlive your income.
The key?
There is only one key to door number one. It is a written, formal, date specific, dollar specific, retirement income and accumulation plan. 
The difference between going through door 1 or door 2 is a plan.
What is important about money to you?
Get it right, and you will live the retirement lifestyle you have dreamed of. Get it wrong and you may be just trying to survive retirement. Worrying about outliving your money during retirement is no way to live.
What that means is
If you are like most retirees, you don’t want to be concerned about another market downturn like the one in 2008. Also, you don't want to worry that someone on Wall Street may control your retirement.
What we do differently
There are many fine men and women out there who sell annuities. Most are good and decent people that work hard and are exceptional at what they do. But what we do is help people think about their money. We can provide you a written retirement plan that details your needs, goals, and objectives, then offer you products and services to secure your retirement lifestyle.
We believe that you:
Deserve objective, and honest advice focused on your needs, goals, and objectives, not what pays the highest commissions.
Should have a written retirement plan that details your needs, goals, and objectives, that clearly explains what you have, what it will do for you, and when it will do it.
Need diversity among a variety of insurance companies and not just keep all your eggs in one basket.
When you work with us, we:
- Separate the best from all the rest to offer you only the finest annuities.
- Believe in diversification (Eggs in many baskets) and will offer you choices from multiple insurance companies.
- Do not exclusively recommend long-term annuities (10 to 16 years long), when a short-term (3 to 9 years) is more appropriate for you.
Stop chasing x percent that cannot be guaranteed
In a goals-based retirement plan, it is not about the money; it’s about what your money can do for you. If you want to know how to retire comfortably, focus on satisfying your needs and wants, not on trying to make x percent that cannot be guaranteed. If you have your income needs appropriately covered, it does not matter what is happening on Wall Street.
In Conclusion:
We can help you figure out the amount of money it is going to take for you to be able to retire comfortably and happy and to stay that way. If you chose to work with us, we would provide you with objective and honest advice focused on your needs, goals, and objectives, not what pays the highest commissions. Our customers receive a written retirement plan that details their needs, goals, and objectives and clearly explains what they bought and what it will do for them, and when.
Finally
If are at or near retirement and you have any questions or need a little guidance, feel free to contact us. We know retirement planning can be confusing, so it is important to get the facts before you make any long-term decision.
